Medicare Open Enrollment: Protect Yourself Against Scammers
As Medicare’s open enrollment period runs until December 7, federal officials are urging beneficiaries to stay vigilant against potential scammers aiming to exploit any changes in their coverage. The Federal Trade Commission (FTC) has issued a warning highlighting common tactics used by fraudsters, who often pose as representatives from Medicare to illegally obtain personal information and funds.
Scammers may contact individuals claiming they require details such as a Medicare number, bank account information, or even a credit card number under false pretenses of sending a “new” Medicare card—despite the fact that Medicare cards are issued for free. Additionally, they might assert that a Medicare number is necessary for processing a "medical equipment claim," a claim that many may not recognize, all in an effort to file fraudulent claims.
To aid in safeguarding personal information, the FTC suggests several protective measures. First, beneficiaries should never divulge personal details to uninvited callers claiming to be from Medicare. It’s important to note that Medicare will never contact individuals unexpectedly to request sensitive information, sell products, or impose charges for cards. If any communication raises suspicion, it should be regarded as a scam.
Moreover, individuals are advised not to trust caller ID, as scammers can spoof Medicare’s name or phone number. If uncertainty exists regarding a call’s legitimacy, hang up and verify by calling Medicare directly at 1-800-633-4227.
Ultimately, beneficiaries should treat their Medicare number with the same caution as a credit card, sharing it only with trusted healthcare providers, insurance companies, or individuals associated with Medicare. This proactive approach will help ensure personal safety during the open enrollment period.
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